Terms, Conditions and Privacy Policy
Last updated: March 10, 2026
These General Terms and Conditions ("Terms") govern the use of the website bl-consulting.net, featuredbusiness.net, kopcheto.com ("Website") and the services offered by BL CONSULTING EOOD, UIC 131071078, registered office and management address: Sofia, Vrabnitsa 1, bl. 502, entrance A, email: office@bl-consulting.net, telephone: 0888 563 496 ("BL Consulting", "we", "us").
By registering for an account, accessing, or using the Website, you ("User", "you") agree to these Terms. If you do not agree with these Terms, please do not use the Website.
1. Definitions
1.1. "User" refers to any natural person or legal entity registered or unregistered, using the Website and/or Services provided by BL Consulting.
1.2. "Registered User" refers to a User who has successfully completed the registration process and created a User Account on the Website.
1.3. "Unregistered User" refers to a User who accesses the public parts of the Website without registration.
1.4. "Consumer" refers to a natural person acting outside their trade, business, craft, or profession.
1.5. "Services" refers to the information services, resources, and functionalities provided by BL Consulting through the Website, including the ability for Registered Users to upload, store, and share User Content, as well as any consulting and related professional services offered.
1.6. "User Account" refers to a dedicated section of the Website accessible to a Registered User through a unique username and password, enabling them to use specific functionalities and manage User Content.
1.7. "User Content" refers to any video, image, text, photo, multimedia content, data, or other material that a Registered User uploads, publishes, or makes available through their User Account on the Website.
1.8. "Applicable Law" refers to the current legislation of the Republic of Bulgaria and the directly applicable European Union law, including but not limited to the General Data Protection Regulation (EU) 2016/679 (GDPR), the Electronic Commerce Act, and the Consumer Protection Act.
1.9. "Electronic Link" refers to a link on the Website that allows automatic redirection to another web page, information resource, or object.
1.10. "Malicious Actions" refer to actions or omissions that violate internet ethics or harm persons connected to the internet or associated networks, including sending unsolicited commercial communications (spam), overwhelming servers (DDoS attacks), gaining unauthorized access to resources (hacking), or distributing malware.
2. Scope of the Services
2.1. BL Consulting provides a platform through the Website bl-consulting.net that offers various Services, including:
· a) Access to information and resources (articles, news, general information) for all Users.
· b) For Registered Users: the ability to create and maintain a User Account, upload and store User Content, create thematic channels or collections, exchange electronic messages with other Users, and access specific premium content or functionalities.
· c) Professional consulting and related services (if offered), subject to separate agreements or terms.
2.2. Some Services are available to Unregistered Users, such as browsing public content.
2.3. Use of certain Services, particularly those involving User Content and interaction, requires prior registration and creation of a User Account.
3. Agreement to the Terms
3.1. These Terms apply to both Registered and Unregistered Users. Unregistered Users acknowledge that their rights are limited to the Services described in Section 2.2.
3.2. The text of these Terms is publicly available on the Website at https://bl-consulting.net/terms-of-service in a format that allows its storage and reproduction.
3.3. By accessing and using any part of the Website, including viewing any page, Unregistered Users declare that they are acquainted with and agree to these Terms.
3.4. For Registered Users, agreement to these Terms is signified by:
a) Checking the box "I agree with the General Terms" during the registration process.
b) Clicking the "Register" (or equivalent) button.
This constitutes an explicit electronic statement of acceptance within the meaning of the Electronic Document and Electronic Signature Act, confirming acquaintance with, acceptance of, and commitment to comply with these Terms.
3.5. If the User is a minor (under 18 years old), they must obtain the consent of their parent or legal guardian for registration. If the User is under 14 years old, the registration and consent to these Terms must be made by their parent or legal guardian.
3.6. By registering, the User gains access to all Services offered by BL Consulting. The User is obliged to provide complete and accurate data during registration and to update it within 7 days of any change. The User guarantees the accuracy, completeness, and timeliness of the provided data.
3.7. BL Consulting reserves the right to refuse registration if the required personal data is not provided or if false/inaccurate data is submitted. Providing incorrect data or failing to update it may lead to the immediate termination or suspension of Services and registration, without prior notice.
4. User Account, Username, and Password
4.1. Upon registration, the User will choose a unique username and password. The username serves to identify the User when using the Services. BL Consulting is not responsible for the authenticity of usernames or whether they infringe on third-party rights.
4.2. The password, together with the username, provides access to the User Account. The User is solely responsible for maintaining the confidentiality of their password and must immediately notify BL Consulting of any unauthorized access or suspected breach. The User is fully responsible for all actions performed using their username and password.
4.3. The User Account allows Registered Users to manage their User Content, organize it into collections or channels, personalize their profile, and utilize other functionalities.
4.4. Each User may only have one active User Account. Registration under a fictitious name or false identity is prohibited. BL Consulting may refuse registration if there is reason to believe incorrect or false information has been provided.
5. Conclusion and Term of the Contract
5.1. The contract between the parties comes into effect upon acceptance of these Terms as specified in Sections 3.3 or 3.4.
5.2. The contract is concluded in Bulgarian (or in English, if the User explicitly selects the English version of the Terms).
5.3. The contract is valid:
a) For Unregistered Users: for the duration of their use of the Website.
b) For Registered Users: for an indefinite period from the date of registration until terminated in accordance with these Terms.
6. Changes to the Terms
6.1. Due to continuous development of the Services, improvements, expansion, and potential legislative changes, BL Consulting may unilaterally amend these Terms. This includes changes necessitated by alterations in the type, nature, or technology of Services, or changes in economic conditions.
6.2. BL Consulting will notify Users of changes by publishing the updated Terms on the Website and indicating the effective date. Registered Users will be given a reasonable period (e.g., 14 days) to review the changes.
6.3. These amended Terms will apply to existing Registered Users from their effective date. Registered Users may reject the changes by notifying BL Consulting within the specified review period. If no rejection is received, the User is deemed to have accepted the changes.
6.4. A rejection of the changes by a Registered User will automatically terminate the contract between the User and BL Consulting, leading to the suspension of access to the User Account, termination of registration, and deletion of all User Content from BL Consulting's servers.
7. User Rights and Obligations
7.1. The User is responsible for providing their own equipment (terminal devices for internet access) and ensuring internet access required to use the Services.
7.2. The User has the right to access the Services online, subject to the access conditions and requirements set by BL Consulting. Registered Users must log in with their username and password to access account-specific Services.
7.3. A Registered User may upload User Content to BL Consulting's servers only if they are the copyright holder or have obtained the necessary rights to use and sublicense the content on a valid legal basis.
7.4. When using the Services, the User undertakes not to upload, store, or make available to third parties any User Content or Electronic Links that:
· a) Violate Bulgarian or applicable foreign laws, these Terms, internet ethics, morals, or good manners.
· b) Contain violence (including against animals), incitement to violence, humiliation of human dignity, threats to life or bodily integrity.
· c) Have pornographic or sexually explicit content.
· d) Depict destruction of public property, clearly identifiable bodies of accident victims, or similar disturbing content.
· e) Insult a religion or contain religious agitation.
· f) Constitute a trade or official secret or other confidential information without proper authorization.
· g) Infringe intellectual property rights of third parties without consent.
· h) Infringe any other property or non-property rights or legitimate interests of third parties.
· i) Promote discrimination based on sex, race, education, age, religion, or promote fascist, racist, or other undemocratic ideologies.
· j) Damage the good name of others or incite to crime, violence, or hatred.
· k) Contain information inciting terrorist activity or related to terrorism.
· l) Contain information about others' passwords or access rights without consent, or software for accessing such.
· m) Are of poor quality, unclear content, or exceed specified file size limits.
7.5. The User undertakes:
· a) Not to perform Malicious Actions.
· b) To immediately notify BL Consulting of any committed or discovered violation when using the Services.
· c) Not to impersonate another person or entity.
· d) To promptly notify BL Consulting of damaged files for removal.
· e) Not to use methods leading to forced loading of unwanted content (e.g., pop-ups, blind links).
7.6. The User may terminate their registration and use of Services at any time by following the procedures specified on the Website. Upon termination, the contract is automatically terminated, and BL Consulting may suspend access to the User Account and delete User Content.
7.7. The User may access User Content or other content on the Website for personal use only, through the normal functionalities provided.
7.8. The User undertakes not to use, copy, or distribute User Content for any commercial purposes without the explicit consent of the content owner or as permitted by these Terms.
7.9. BL Consulting may provide a function (e.g., "Share") to inform others about User Content. Use of this function must be for non-commercial purposes.
8. Rights and Obligations of BL Consulting
8.1. BL Consulting undertakes to take due care to provide the User with the opportunity for normal use of the Services.
8.2. BL Consulting does not have an obligation to control User Content or the User's activity in connection with the Services, nor is it responsible for them. BL Consulting is not obliged to monitor information stored on its servers for illegal activity unless specifically required by law.
8.3. In accordance with Applicable Law, BL Consulting stores information materials and resources located by the User and has the right to provide them to competent state authorities when necessary to protect the rights, legitimate interests, and security of BL Consulting or third parties, or when required by official order.
8.4. If a User Account remains inactive for at least 90 consecutive days, BL Consulting reserves the right to suspend access, terminate registration, and delete all User Content without prior notice. The contract with the User is considered automatically terminated in such cases.
8.5. BL Consulting may place Electronic Links, advertising banners, and other advertising forms for goods and services (of BL Consulting or third parties) on any page of the Website, including within User Accounts. BL Consulting is not responsible for the content, accuracy, or legality of third-party websites or resources linked from its Website.
8.6. BL Consulting may send commercial communications to the User, including through the Website's internal messaging system, to offer information, advertisements, conduct surveys, etc. Such communications will be sent in compliance with Applicable Law, particularly GDPR and the Electronic Commerce Act, which require either explicit consent or a legitimate interest (e.g., existing customer relationship for similar services) and an easy opt-out mechanism.
8.7. BL Consulting has the right, but not the obligation, to suspend access to, remove, or correct User Content that contradicts these Terms or Applicable Law, at its discretion and without prior notice.
8.8. BL Consulting may temporarily suspend or restrict a User's access to Services (especially those under Section 2.3) or to User Content if, in BL Consulting's opinion, the User violates Applicable Law, these Terms, good morals, or other applicable rules.
9. Intellectual Property
9.1. By uploading any User Content to the Website, the User grants BL Consulting a non-exclusive, worldwide, royalty-free, transferable, sublicensable right to use, record, store, reproduce, modify, distribute, display, and publicly perform the User Content on the Internet, including offering access to an unlimited number of persons in a way that allows access from a place and time individually chosen by each of them. This right is granted for the purposes of providing the Services and promoting BL Consulting and the Website. The right includes using User Content for promotional activities of BL Consulting and its Website in other media, and in revised forms.
9.2. The User declares and guarantees that they are the legal owner of the User Content or have obtained all necessary rights and consents (including from any persons depicted or participating in the content) to grant the license specified in Section 9.1 and that the User Content and its use by BL Consulting do not infringe any third-party rights.
9.3. By uploading User Content, the User also grants all other Users of the Services (including Unregistered Users) a non-exclusive, worldwide, royalty-free right to access, use, and reproduce the published materials for personal, non-commercial purposes, through the functionalities provided by BL Consulting (e.g., sharing functions), for the duration the User Content is available on the Website.
9.4. All intellectual property rights over materials and resources on the Website, other than User Content, belong to BL Consulting or to third parties who have granted BL Consulting the right to use them, and are protected by copyright, trademark, and other intellectual property laws. Users may not use such content in violation of Applicable Law.
9.5. The User undertakes not to circumvent, damage, or disrupt technical or software applications placed by BL Consulting to prevent or limit the unauthorized use or copying of content.
9.6. The Registered User is solely responsible for the legality of the User Content they publish and for the consequences of such publication.
9.7. If a User believes their intellectual property rights have been infringed by User Content on the Website, they should send a written notification to BL CONSULTING at:
BL CONSULTING EOOD
jk.Vrabnitsa 1 bl.502 ent.A
Phone: +359 888 563496 ; e-mail: office@bl-consulting.net
The notification must include:
· a) Signature (including advanced electronic signature) of the rights holder or authorized representative.
· b) Power of attorney, if applicable.
· c) Specific identification and URL of the infringing User Content.
· d) Contact information of the notifier.
· e) A good faith declaration that the use is unauthorized.
· f) A statement that the information is accurate and that the notifier is the rights holder or authorized representative.
BL Consulting will take appropriate actions based on such notifications.
9.8. If a User believes access to their User Content has been unreasonably restricted, they should send a written notification to BL Consulting following the procedure in Section 9.7.
10. Liability
10.1. BL Consulting takes due care to provide normal use of Services but does not guarantee that free Services will meet User requirements, or that they will be continuous, timely, or secure. The User acknowledges that use of the Services is at their own risk and responsibility. BL Consulting is not liable for damages caused to the User, unless caused intentionally or by gross negligence by BL Consulting.
10.2. BL Consulting is not responsible for User Content or for the User's activity in connection with the Services. BL Consulting is not liable for any damages incurred by other Users accessing or using content provided by another User.
10.3. BL Consulting is not responsible for the availability and quality of goods and services offered by third parties through advertisements or links on the Website. BL Consulting does not control the actions of such third parties and is not liable for their activities, contractual obligations, or any damages/lost profits arising from relationships with them.
10.4. BL Consulting is not liable for failure to provide Services due to force majeure, accidental events, global internet problems, issues with User equipment, or unauthorized access/intervention by third parties.
10.5. BL Consulting is not liable for damages to User software, hardware, equipment, or data loss resulting from materials or resources sought, downloaded, or used through the Services.
10.6. BL Consulting is not liable for damages and lost profits resulting from the termination, suspension, modification, or restriction of Services, or from the deletion, modification, loss, inaccuracy, or incompleteness of messages or materials on the Website.
10.7. The parties agree that BL Consulting is not responsible for non-provision or deteriorated quality of Services due to tests performed by BL Consulting for equipment, connections, networks, or for improving/optimizing Services. BL Consulting will notify Users in advance of such planned interruptions.
10.8. The User acknowledges the possibility of interruptions and difficulties in internet connection to the Website, regardless of BL Consulting's efforts. The User agrees not to seek compensation from BL Consulting for lost benefits, damages, or inconveniences due to such interruptions or connection issues.
10.9. BL Consulting is not liable and owes no compensation to a person whose personal data has been used by another person for the Services, regardless of consent.
11. BL Consulting's Rights in Case of User Obligations Failure
11.1. BL Consulting has the right, at any time and without prior notice, to suspend access to any User Content deemed contrary to Applicable Law, these Terms, or third-party rights. BL Consulting may suspend, restrict, or modify Services, and refer to competent authorities, if a User violates Applicable Law, these Terms, or third-party rights.
11.2. Upon receiving allegations from third parties that User Content infringes their intellectual property rights, BL Consulting may suspend access to such content until the dispute is resolved by a competent authority. If an order is received from a competent authority regarding User Content, BL Consulting will comply with such order.
11.3. BL Consulting may deactivate a User's password and terminate registration without notice if the User violates Applicable Law, these Terms, or third-party rights. In such cases, BL Consulting may delete all User Content, and the contract is automatically terminated.
11.4. If BL Consulting has sufficient grounds to believe that a User's behavior may constitute a crime or administrative violation, it may refer to competent state authorities and provide necessary information and assistance.
11.5. In the above cases, BL Consulting is not liable for damages or lost profits by the User or third parties resulting from the suspension, modification, or restriction of Services, contract termination, or compliance with official orders.
12. Indemnification
12.1. The User is obliged to indemnify BL Consulting and all third parties for all damages and lost profits incurred, including fines, attorney's fees, and other expenses, as a result of claims or compensations paid to third parties due to User Content or actions that violate Bulgarian law, applicable foreign laws, these Terms, or good morals, or other breaches of User obligations.
12.2. The User undertakes to indemnify BL Consulting for damages caused by third parties using the Services through the User's password, if the User disclosed it in violation of these Terms.
12.3. Parents or legal guardians of a minor User are liable for all damages caused by the minor to BL Consulting and third parties during registration and use of the Services, and for damages resulting from incorrect data or false declarations under Section 3.5.
12.4. Indemnification obligations under this Section 12 remain effective even after the termination of the contract with the User.
13. Personal Data Protection and Cookies
13.1. BL Consulting processes personal data in strict compliance with the General Data Protection Regulation (EU) 2016/679 (GDPR) and the Personal Data Protection Act of the Republic of Bulgaria. Detailed information on the collection, processing, storage, and protection of personal data, including the types of data collected, purposes, legal bases, retention periods, recipients, international transfers, and data subject rights, is provided in our Privacy Notice.
13.2. Information on the use of cookies and similar technologies on the Website, including their purpose, categories, and how Users can manage their preferences, is provided in our Cookie Notice.
13.3. Both the Privacy Notice and the Cookie Notice are available on the Website and form an integral part of these Terms. Users are encouraged to review these documents carefully.
13.4. By accepting these Terms, the User acknowledges they have been informed about BL Consulting's data processing practices as described in the Privacy Notice and Cookie Notice.
13.5. Commercial communications will be sent in accordance with the User's marketing preferences and Applicable Law, with clear opt-out options.
14. Termination of the Contract
14.1. In addition to the cases specified elsewhere in these Terms, the contract may be terminated:
· a) Upon cessation of BL Consulting's operations or discontinuation of the Website.
· b) By mutual written agreement of the parties.
· c) In other cases provided by Applicable Law.
14.2. Upon termination of the contract for any reason, BL Consulting may immediately suspend access to the User Account, terminate registration, and delete all User Content, subject to applicable legal requirements (e.g., data retention). BL Consulting is not liable for damages or lost profits to the User or third parties resulting from such actions.
15. Other Provisions
15.1. Written statements and communications under these Terms are considered valid if made as a letter with return receipt, facsimile, email, or by clicking a virtual button on the Website, provided the statement is technically recorded for reproduction.
15.2. Electronic statements between the parties are considered received upon arrival in the addressee's information system. For BL Consulting, this is upon receipt in its email servers. For the User, this is upon receipt in the email address specified during registration. If the User has provided an invalid email address, the statement is still considered received by the User upon sending by BL Consulting.
15.3. If any clause of these Terms is found invalid, it will not invalidate the entire contract or other clauses. The invalid clause will be replaced by mandatory legal norms or established practice.
15.4. The Website is maintained by BL Consulting through technical equipment located in the Republic of Bulgaria. BL Consulting does not guarantee or assume responsibility for the availability and proper provision of Services outside the Republic of Bulgaria. Users accessing Services from outside Bulgaria are solely responsible for compliance with local laws.
15.5. All matters not settled by these Terms shall be governed by the Applicable Law of the Republic of Bulgaria.
15.6. All disputes between the parties shall be settled amicably. If an amicable resolution is not reached, any unresolved disputes arising from or relating to the contract shall be referred to the competent Bulgarian court in the city of Sofia. This provision does not prejudice the rights of Consumers regarding jurisdiction under Applicable Law.
These General Terms and Conditions were adopted by a decision of BL CONSULTING EOOD on March 10, 2026, and shall enter into force on March 11, 2026.